Community
Podcasts
Real conversations with the people shaping trust, identity, and secure digital experiences in today’s digital world.
🎙️ The Formative Economy
Hosted by Emily Plummer, The Formative Economy is a podcast about how childhood shapes our views on money. Through expert conversations, it explores how early experiences influence financial behaviour, mental health, and our sense of security and opportunity - and asks why our systems do not reflect that.
Featured
Write-ups
Latest episodes
Mortgage Communication: Building Borrower Certainty
Paul Broadhead of the BSA explains how lenders can use digital communication to give mortgage borrowers clarity, reassurance, and secure support.
Simplified Advice: What Firms Need to Make It Work
Simon Harrington of PIMFA explains what firms need to make simplified financial advice clear, commercially viable, and useful for more consumers.
What Open Finance Needs to Earn Customer Trust
Open finance could connect people's financial lives. Larry Banda explains the identity, consent, standards, and support needed to make it useful.
How Financial Firms Can Prove Customer Understanding
James Daley of Fairer Finance explains how firms can test communications, connect understanding with fair value, and evidence better customer outcomes.
Designing Digital Trust at Scale With Oliver From Engine
Oliver King explains how regulated firms can design digital journeys that build confidence, use friction well, and make trust measurable in practice.
Broken By Design: Why Financial Services Is Drowning In Data It Can’t Use
Explore why pensions and financial services need better contact data, secure routes, and evidence-led workflows for sensitive customer communications.
Chris Curry on Pensions Dashboards, Data, and Trust
Chris Curry explains why pensions dashboards depend on accurate data, verified identity, industry coordination, and long-term trust.
Data Protection and Online Safety: Finding the Balance in Digital Identity
Explore data protection and online safety with Paul Holland, covering age assurance, SARs, email security, and privacy-first digital trust today.
From Sampling to Scale: Using AI to Review More Conversations With Less Risk
Using AI to review more conversations can help regulated firms strengthen oversight, reduce risk, and build better evidence of customer outcomes.
Needs Adults in the Room: What UK Tech Firms Are Learning About Adoption, Risk, and Trust
AI adoption in UK firms is rising. Explore what Roland Emmans says about governance, trust, risk, and practical steps for regulated leaders.
Accessible by Design: Making Regulated Customer Journeys Work for Disabled People
Accessible by design means building regulated customer journeys that work for disabled people through choice, clarity, testing, and support.
Why Mortgage Freedom Is About More Than Money
Mortgage freedom is about more than saving interest. This podcast article explores debt, optionality, trust, and mortgage overpayments in real life.
Why Financial Education Needs Better Stories
Financial education needs better stories. This podcast article explores why design, workplace context, and relevance matter for money confidence.
How Advice Firms Prove Value and Grow Businesses That Buyers Can Trust
Exit readiness for advice firms, linking Consumer Duty, cost-to-serve, and operating model changes that improve outcomes and valuation.
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Learn about Beyond Encryption
We’re building the world’s most trusted digital identity community through secure customer communications.